Are you in search of the best credit card in India, tailored to meet your requirements and lifestyle? With a wide range of credit cards flooding the market, selecting the right one might seem overwhelming. To simplify your decision-making process, we have made a list featuring India’s top 5 best credit cards.
This article takes into account their annual fees, benefits, and key features. Whether you seek cashback rewards, travel perks, or complete benefits, there is a credit for you. So, let’s dive into the details of the best credit cards in India right now and find the perfect match for your wallet!
OneCard Credit Card
Annual Fee: NIL
Best suited for offers and rewards points across fuel, dining, online shopping, flight bookings, and more.
Key Feature: Enjoy a generous 5X reward points on the top two spending categories of the month. This means that you have the opportunity to earn reward points on a wide variety of online purchases, which is especially beneficial for those who frequently shop online, travel, and dine out.
Axis Bank Magnus Credit Card:
Annual Fee: Rs 10,000
Best Suited For: Travel & Rewards
Key Feature: When you use our Axis eDGE Rewards card, you’ll earn an impressive 12 Reward Points for every Rs. 200 spent, helping you accumulate rewards faster. In addition to that, this card also offers unlimited lounge access, ensuring a luxurious and comfortable travel experience.
Axis Ace Credit Card:
Annual Fee: Rs 499
Best Suited For Cashback
Key Feature: Customers can enjoy a flat 2% cashback on all transactions, making it an attractive choice for those who value cashback benefits. Whether dining out, shopping, or settling bills, every expenditure earns valuable rewards.
Standard Chartered Bank EaseMyTrip Credit Card:
Annual Fee: Rs 350
Best Suited For Travel
Key Feature: This card offers exciting perks for travel enthusiasts. It provides a flat 20% instant discount on hotel bookings and a flat 10% instant discount on flight bookings made through the EaseMyTrip website/app.
SBI Card ELITE:
Annual Fee: Rs 4,999
Best Suited For All-round Benefits
Key Feature: This premium credit card extends a warm welcome by offering a generous e-gift voucher worth Rs. 5,000 and an array of enticing benefits. These benefits include milestone rewards, access to airport lounges, and the opportunity to earn accelerated reward points on specific categories.
Discovering the best credit card in India that matches your spending habits and preferences is crucial to maximizing benefits and rewards. Whether you seek enticing cashback offers, exclusive travel privileges, or all-around benefits, this comparison presents the top 5 credit cards catering to diverse needs. It is important to evaluate the annual fees, key features, and rewards before making a decision.
To apply for a credit card online, simply visit the respective card issuer’s website or mobile app and submit your application online. Stay financially secure by using credit responsibly and making timely payments to maintain a healthy credit score.